Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2024 FOREIGN PROPERTY AND CASUALTY TOTALS
Report Years:     2020     2021     2022     2023     2024

ASSETS: $2,131,367,329,477 CAPITAL: $4,281,170,994 NET INCOME: $70,374,191,323
LIABILITIES: $1,334,461,980,772 SURPLUS: $792,624,177,252    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $102,908,136 $99,096,507 $43,437,165 $38,791,233 39.1%
02.1 ALLIED LINES $132,399,265 $133,107,759 $126,533,458 $140,383,243 105.5%
02.2 MULTIPLE PERIL CROP $875,106,244 $877,023,967 $987,473,011 $674,977,054 77%
02.3 FEDERAL FLOOD $5,483,391 $5,181,561 $1,375,082 $1,357,743 26.2%
02.4 PRIVATE CROP $397,539,799 $397,759,792 $532,600,371 $438,302,304 110.2%
02.5 PRIVATE FLOOD $1,693,506 $2,258,107 $34,813 $(146,856) -6.5%
03 FARMOWNERS MULTIPLE PERIL $251,315,630 $231,809,740 $155,534,520 $168,863,639 72.8%
04 HOMEOWNERS MULTIPLE PERIL $1,296,519,366 $1,192,855,236 $1,416,836,475 $1,709,988,886 143.4%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $375,971,424 $353,407,515 $280,190,183 $336,361,418 95.2%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $111,913,476 $109,439,761 $28,326,859 $42,470,952 38.8%
06 MORTGAGE GUARANTY $34,533,024 $35,450,710 $541,806 $2,676,178 7.5%
08 OCEAN MARINE $6,945,579 $6,749,741 $2,665,484 $3,758,534 55.7%
09.1 INLAND MARINE $254,158,932 $243,867,046 $127,260,813 $130,827,686 53.6%
09.2 PET INSURANCE PLANS $10,471,960 $9,891,827 $5,526,367 $5,787,887 58.5%
10 FINANCIAL GUARANTY $1,271,636 $449,629 $0 $0 0%
11.1 MEDICAL PROFESSIONAL LIABILITY - OCCURRENCE $7,088,466 $7,442,859 $2,814,564 $5,629,453 75.6%
11.2 MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE $41,820,541 $38,140,232 $12,507,120 $16,430,852 43.1%
12 EARTHQUAKE $2,269,141 $2,268,342 $0 $(3,205) -0.1%
13.2 COMPREHENSIVE (HOSPITAL AND MEDICAL) GROUP $6,528,800 $6,418,222 $4,073,759 $(910,928) -14.2%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $842 $878 $0 $189 21.5%
15.1 VISION ONLY $20,302 $20,068 $1,836 $2,199 11%
15.2 DENTAL ONLY $104,471 $104,150 $35,000 $41,465 39.8%
15.3 DISABILITY INCOME $953,235 $968,387 $172,691 $135,051 13.9%
15.4 MEDICARE SUPPLEMENT $7,736,967 $7,722,744 $6,738,079 $6,850,656 88.7%
15.7 LONG-TERM CARE $9,793,275 $9,944,823 $13,837,882 $14,474,307 145.5%
15.9 OTHER HEALTH $64,889,237 $67,593,778 $35,336,292 $33,190,695 49.1%
16 WORKERS' COMPENSATION $371,200,144 $372,961,788 $191,485,679 $215,774,411 57.9%
17.1 OTHER LIABILITY - OCCURRENCE $272,623,737 $270,089,084 $181,903,273 $207,023,021 76.6%
17.2 OTHER LIABILITY - CLAIMS-MADE $92,811,319 $91,494,873 $26,113,188 $18,047,713 19.7%
17.3 EXCESS WORKERS' COMPENSATION $4,781,807 $5,146,072 $1,228,968 $(2,754,362) -53.5%
18.1 PRODUCTS LIABILITY - OCCURRENCE $22,245,324 $20,820,578 $5,120,195 $22,861,098 109.8%
18.2 PRODUCTS LIABILITY - CLAIMS-MADE $655,275 $649,336 $0 $(55,067) -8.5%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $443,717 $468,879 $780,810 $841,122 179.4%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $826,098,083 $800,784,363 $465,325,307 $514,816,244 64.3%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $42,543 $30,808 $10,786 $(42,311) -137.3%
19.4 OTHER COMMERCIAL AUTO LIABILITY $243,541,791 $232,912,925 $112,575,768 $128,258,017 55.1%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $861,407,966 $830,835,173 $644,420,846 $654,855,537 78.8%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $158,314,625 $152,650,191 $97,414,629 $99,656,301 65.3%
22 AIRCRAFT (ALL PERILS) $25,384,312 $23,033,673 $24,239,646 $37,800,711 164.1%
23 FIDELITY $7,724,923 $7,773,451 $4,484,577 $4,634,775 59.6%
24 SURETY $52,221,188 $53,994,574 $2,599,335 $6,917,892 12.8%
26 BURGLARY AND THEFT $2,981,866 $2,578,662 $940,775 $1,217,223 47.2%
27 BOILER AND MACHINERY $20,548,383 $23,486,303 $3,203,983 $24,367,184 103.8%
28 CREDIT $6,212,544 $6,197,177 $2,336,321 $4,526,148 73%
29 INTERNATIONAL $1,310 $476 $0 $948 199.2%
30 WARRANTY $5,042,907 $5,004,498 $3,958,295 $4,057,651 81.1%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $7,830,080 $7,729,865 $18,945,908 $20,012,036 258.9%
50 NEBRASKA BUSINESS $6,981,550,489 $6,747,616,797 $5,570,941,919 $5,733,056,260 85%
59 NATIONWIDE TOTALS $689,915,790,819 $669,165,422,483 $380,964,703,792 $421,166,109,101 62.9%