Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2018 FOREIGN PROPERTY AND CASUALTY TOTALS

Report Years:     2018     2019     2020     2021     2022

ASSETS: $1,520,859,065,943 CAPITAL: $3,962,912,257 NET INCOME: $44,253,992,156
LIABILITIES: $912,110,761,806 SURPLUS: $604,785,391,859    

    DIRECT
PREMIUMS
WRITTEN
DIRECT
PREMIUMS
EARNED
DIRECT
LOSSES
PAID
DIRECT
LOSSES
INCURRED
LOSS
RATIO
01 FIRE $49,625,638 $47,414,847 $21,317,687 $26,692,031 56.3%
02.1 ALLIED LINES $69,865,976 $66,632,466 $41,280,248 $27,460,172 41.2%
02.2 MULTIPLE PERIL CROP $513,632,722 $516,757,853 $166,106,494 $180,224,510 34.9%
02.3 FEDERAL FLOOD $6,498,355 $6,710,529 $535,097 $375,907 5.6%
02.4 PRIVATE CROP $212,026,454 $217,950,257 $300,778,761 $292,405,967 134.2%
02.5 PRIVATE FLOOD $3,168,954 $2,676,196 $0 $15,182 0.6%
03 FARMOWNERS MULTIPLE PERIL $144,961,083 $144,059,465 $71,921,366 $71,178,919 49.4%
04 HOMEOWNERS MULTIPLE PERIL $669,839,106 $647,804,471 $381,583,431 $330,905,046 51.1%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $195,261,742 $187,833,664 $122,465,678 $104,976,816 55.9%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $75,284,068 $73,561,960 $24,579,439 $25,673,465 34.9%
06 MORTGAGE GUARANTY $32,055,526 $32,742,209 $1,661,513 $178,561 0.5%
08 OCEAN MARINE $4,670,416 $4,790,470 $1,320,852 $1,442,172 30.1%
09 INLAND MARINE $142,575,397 $138,331,845 $65,159,146 $57,145,124 41.3%
10 FINANCIAL GUARANTY $532,093 $403,751 $0 $5 0%
11 MEDICAL PROFESSIONAL LIABILITY $23,487,369 $22,754,400 $7,954,894 $7,192,485 31.6%
12 EARTHQUAKE $1,449,089 $1,433,026 $0 $12,977 0.9%
13 GROUP ACCIDENT AND HEALTH $96,289,134 $93,701,274 $50,419,976 $45,461,585 48.5%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $55,795 $84,505 $21,555 $1,215 1.4%
15.1 COLLECTIVELY RENEWABLE A&H $0 $0 $0 $(1,300) 0.0%
15.2 NON-CANCELABLE A&H $0 $878 $0 $0 0%
15.3 GUARANTEED RENEWABLE A&H $16,845,535 $16,136,349 $15,627,737 $19,193,427 118.9%
15.4 NON-RENEWABLE FOR STATED REASONS ONLY $28,870 $44,376 $40,072 $34,571 77.9%
15.5 OTHER ACCIDENT ONLY $134,265 $134,221 $78,160 $297,217 221.4%
15.7 ALL OTHER A&H $9,962,134 $9,960,943 $1,522,089 $4,333,651 43.5%
16 WORKERS' COMPENSATION $341,834,045 $345,803,651 $185,387,496 $183,715,814 53.1%
17.1 OTHER LIABILITY - OCCURRENCE $180,519,856 $175,222,255 $92,488,599 $70,322,770 40.1%
17.2 OTHER LIABILITY - CLAIMS-MADE $71,483,842 $71,870,772 $21,154,700 $23,846,547 33.2%
17.3 EXCESS WORKERS' COMPENSATION $5,783,917 $6,085,904 $1,399,461 $1,135,580 18.7%
18 PRODUCTS LIABILITY $15,355,399 $15,659,532 $28,484,259 $20,153,429 128.7%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $24 $26 $154,232 $173,869 668726.9%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $603,648,848 $600,361,328 $342,141,592 $332,630,110 55.4%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $897 $584 $21,102 $20,817 3564.6%
19.4 OTHER COMMERCIAL AUTO LIABILITY $139,686,652 $131,154,897 $77,949,372 $84,411,834 64.4%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $509,137,730 $502,381,654 $275,123,375 $273,111,608 54.4%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $95,868,292 $92,960,635 $48,633,619 $49,060,138 52.8%
22 AIRCRAFT (ALL PERILS) $12,331,498 $12,070,683 $15,297,639 $18,759,117 155.4%
23 FIDELITY $6,801,443 $7,146,025 $290,293 $(552,928) -7.7%
24 SURETY $26,500,104 $26,263,872 $1,801,233 $2,630,567 10%
26 BURGLARY AND THEFT $1,746,061 $1,619,264 $289,047 $169,428 10.5%
27 BOILER AND MACHINERY $13,683,211 $13,405,155 $2,256,693 $2,967,550 22.1%
28 CREDIT $5,246,651 $5,912,033 $1,879,311 $1,686,486 28.5%
30 WARRANTY $5,675,202 $5,152,218 $2,095,760 $2,340,409 45.4%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $5,656,417 $5,742,661 $4,334,292 $5,342,649 93%
50 NEBRASKA BUSINESS $4,309,209,810 $4,250,733,104 $2,375,556,270 $2,267,125,499 53.3%
59 NATIONWIDE TOTALS $486,999,599,748 $478,000,754,780 $286,133,558,823 $290,976,531,851 60.9%