Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2022 DOMESTIC PROPERTY AND CASUALTY TOTALS
Report Years:     2018     2019     2020     2021     2022

ASSETS: $486,264,389,446 CAPITAL: $188,807,360 NET INCOME: $27,387,832,120
LIABILITIES: $188,325,985,894 SURPLUS: $297,749,596,196    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $9,212,997 $8,791,342 $3,966,603 $3,866,464 44%
02.1 ALLIED LINES $7,678,166 $7,526,974 $17,617,301 $21,829,528 290%
02.2 MULTIPLE PERIL CROP $153,986 $153,986 $336,377 $593,377 385.3%
02.5 PRIVATE FLOOD $43,542 $23,692 $0 $6,385 27%
03 FARMOWNERS MULTIPLE PERIL $134,031,112 $123,641,264 $197,492,023 $229,545,341 185.7%
04 HOMEOWNERS MULTIPLE PERIL $133,155,322 $126,308,800 $168,165,539 $220,356,485 174.5%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $4,810,213 $4,585,172 $5,618,942 $6,588,562 143.7%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $1,262,679 $1,293,320 $828,714 $278,050 21.5%
08 OCEAN MARINE $(2) $(2) $13,349 $28,022 0.0%
09 INLAND MARINE $18,549,563 $17,587,654 $22,145,576 $19,851,228 112.9%
11.1 MEDICAL PROFESSIONAL LIABILITY - OCCURRENCE $700,918 $1,572,565 $0 $581,278 37%
11.2 MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE $(3,014,708) $(68,328) $801,670 $(4,788,999) 0.0%
12 EARTHQUAKE $70,862 $67,381 $0 $171 0.3%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $486,917 $486,917 $13,232 $14,937 3.1%
15.3 DISABILITY INCOME $85,871 $86,168 $4,762 $8,995 10.4%
15.4 MEDICARE SUPPLEMENT $1,111,713 $1,111,939 $957,988 $950,816 85.5%
15.9 OTHER HEALTH $790,157 $792,341 $0 $235,641 29.7%
16 WORKERS' COMPENSATION $28,315,839 $27,891,230 $11,974,569 $8,022,924 28.8%
17.1 OTHER LIABILITY - OCCURRENCE $15,627,503 $15,309,687 $6,912,425 $11,076,475 72.3%
17.2 OTHER LIABILITY - CLAIMS-MADE $2,819,796 $2,948,624 $56,621 $368,918 12.5%
17.3 EXCESS WORKERS' COMPENSATION $0 $0 $2,050 $(339,444) 0.0%
18.1 PRODUCTS LIABILITY - OCCURRENCE $97,029 $103,014 $24,000 $(18,224) -17.7%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $579,735 $577,391 $334,459 $316,542 54.8%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $108,507,893 $108,172,408 $79,950,071 $86,722,068 80.2%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $0 $0 $37,176 $9,761 0.0%
19.4 OTHER COMMERCIAL AUTO LIABILITY $32,600,765 $31,631,813 $19,381,055 $21,991,839 69.5%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $143,267,482 $140,626,978 $128,554,619 $134,773,795 95.8%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $33,906,899 $33,166,580 $20,494,583 $19,908,450 60%
22 AIRCRAFT (ALL PERILS) $1,038,576 $982,043 $456,162 $572,550 58.3%
23 FIDELITY $14,092 $16,723 $(4,452) $13,341 79.8%
24 SURETY $14,422,672 $13,691,179 $0 $(113,198) -0.8%
26 BURGLARY AND THEFT $41,213 $35,639 $0 $5,081 14.3%
27 BOILER AND MACHINERY $2,161 $1,770 $0 $369 20.8%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $1,099,641 $1,099,962 $7,983 $10,011 0.9%
50 NEBRASKA BUSINESS $691,470,604 $670,216,226 $686,143,397 $783,267,539 116.9%
59 NATIONWIDE TOTALS $43,651,358,705 $43,220,099,795 $33,383,406,482 $35,325,914,450 81.7%