Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2024 DOMESTIC PROPERTY AND CASUALTY TOTALS
Report Years:     2020     2021     2022     2023     2024

ASSETS: $604,566,188,451 CAPITAL: $249,506,590 NET INCOME: $93,307,686,771
LIABILITIES: $222,578,004,866 SURPLUS: $381,738,677,002    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $7,854,025 $7,139,869 $3,056,361 $3,399,670 47.6%
02.1 ALLIED LINES $15,809,103 $14,602,027 $15,993,808 $15,093,285 103.4%
02.3 FEDERAL FLOOD $3,653 $3,699 $0 $0 0%
02.5 PRIVATE FLOOD $202,086 $209,568 $0 $88,042 42%
03 FARMOWNERS MULTIPLE PERIL $182,788,451 $168,697,098 $125,331,260 $114,546,385 67.9%
04 HOMEOWNERS MULTIPLE PERIL $152,472,240 $138,649,992 $106,194,263 $96,798,843 69.8%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $9,812,000 $9,843,988 $7,029,512 $8,930,971 90.7%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $2,281,273 $2,214,403 $830,274 $157,225 7.1%
08 OCEAN MARINE $62,624,612 $60,518,790 $35,395,051 $37,751,434 62.4%
09.1 INLAND MARINE $24,799,860 $24,402,074 $16,679,793 $16,903,974 69.3%
11.1 MEDICAL PROFESSIONAL LIABILITY - OCCURRENCE $215,030 $174,721 $400,000 $156,520 89.6%
11.2 MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE $831,327 $785,185 $533,000 $(4,566,523) -581.6%
12 EARTHQUAKE $85,581 $83,280 $0 $1,838 2.2%
13.2 COMPREHENSIVE (HOSPITAL AND MEDICAL) GROUP $0 $0 $0 $(46,828) 0.0%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $525,003 $525,003 $21,124 $22,028 4.2%
15.3 DISABILITY INCOME $67,295 $67,295 $4,174 $4,174 6.2%
15.4 MEDICARE SUPPLEMENT $963,086 $959,295 $771,009 $757,989 79%
15.9 OTHER HEALTH $3,501,869 $3,500,664 $2,447,816 $2,678,661 76.5%
16 WORKERS' COMPENSATION $34,239,990 $32,992,588 $14,293,271 $17,725,421 53.7%
17.1 OTHER LIABILITY - OCCURRENCE $45,739,394 $42,762,719 $7,369,816 $25,690,765 60.1%
17.2 OTHER LIABILITY - CLAIMS-MADE $7,254,955 $8,003,751 $61,962 $7,793,128 97.4%
17.3 EXCESS WORKERS' COMPENSATION $0 $0 $0 $9,852 0.0%
18.1 PRODUCTS LIABILITY - OCCURRENCE $308,131 $252,053 $33,000 $(59,032) -23.4%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $0 $0 $71,700 $53,289 0.0%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $129,165,832 $123,963,367 $72,538,530 $74,406,879 60%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $0 $0 $23,362 $4,504 0.0%
19.4 OTHER COMMERCIAL AUTO LIABILITY $38,561,466 $37,559,178 $17,498,130 $22,237,543 59.2%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $148,343,966 $145,924,488 $103,299,202 $100,263,703 68.7%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $36,590,682 $36,273,448 $21,359,610 $22,185,044 61.2%
22 AIRCRAFT (ALL PERILS) $1,446,020 $1,369,105 $4,467,817 $5,046,357 368.6%
23 FIDELITY $21,526 $25,207 $(5,884) $(22,222) -88.2%
24 SURETY $15,310,206 $15,015,252 $3,380 $(24,562) -0.2%
26 BURGLARY AND THEFT $38,978 $37,959 $9,712 $10,694 28.2%
27 BOILER AND MACHINERY $5,588 $2,959 $0 $(27) -0.9%
28 CREDIT $195,024 $143,839 $182,077 $182,047 126.6%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $1,171,722 $1,171,722 $12,447 $14,700 1.3%
50 NEBRASKA BUSINESS $923,229,974 $877,874,586 $555,905,577 $568,195,771 64.7%
59 NATIONWIDE TOTALS $57,578,936,616 $57,114,061,985 $33,935,269,173 $37,005,190,223 64.8%